Epstein File EFTA01461104: Client, Gratitude America and Backup (DS10)

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💨IMPACT LEVEL 1 — MEH

Epstein File EFTA01461104: Client, Gratitude America and Backup (DS10)

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This document is an account agreement dated December 22, 2015 for an entity named Gratitude America Ltd (Employer ID No. 66-0789612), signed by Ruchard Kalm as an authorized officer. The agreement contains standard account terms, conditions, and a pre-dispute arbitration clause, with acknowledgments that the client has received and agreed to the terms. The document includes IRS certification requirements.

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🔑 Evidence Keywords

client Gratitude America backup

📋 Key Excerpts5

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Excerpt 1

BY SIGNING BELOW **CLIENT** ACKNOWLEDGES THAT: (1) **CLIENT** HAS RECEIVED, READ AND AGREES TO THE TERMS AND CONDITIONS OF THIS ACCOUNT AGREEMENT, INCLUDING THE

Excerpt 2

APPENDIX WHICH CONTAINS IMPORTANT INFORMATION; (2) THE INFORMATION CONTAINED IN THIS ACCOUNT AGREEMENT IS ACCURATE; AND (3) **CLIENT** HAS ELECTED IN SECTION

Excerpt 3

**CLIENT** ACKNOWLEDGES THAT THIS ACCOUNT AGREEMENT CONTAINS A PRE-DISPUTE ARBITRATION CLAUSE AT SECTION III, PAGE 5, AND **CLIENT** AGREES TO ITS TERMS (ALL ACCOUNT